Features/Split Payments
Payment Features

Split Payments

Split payments let customers pay with multiple methods or divide a bill among multiple people. Essential for restaurants and retail with group purchases.

Why It Matters

  • Accommodate group dining
  • Accept partial card + cash
  • Improve customer experience
  • Handle gift card + credit card
  • Flexibility for any payment situation

Key Capabilities

Split by Amount

Divide total into equal or custom amounts

Split by Item

Assign specific items to different payers

Multiple Payment Types

Mix card, cash, gift card on one transaction

Separate Checks

Create individual receipts

Quick Split

One-tap even splits

Partial Payments

Pay portion now, rest later

Provider Comparison

toast

Excellent split capabilities for restaurants. By seat, item, or amount. Quick and intuitive.

Limitations: None for restaurant use

square

Good split payments. Multiple tenders on one sale. Basic split check capability.

Limitations: Less sophisticated than Toast for restaurants

clover

Solid split payment support. Multiple payment methods and split checks.

Limitations: Interface less polished

shopify

Basic split tender—can use multiple payment methods. Not designed for split checks.

Limitations: Retail-focused, not restaurant

lightspeed

Split payments in Restaurant product. Good for dining scenarios.

Limitations: Requires Restaurant version

Common Questions

How do I handle groups who want separate checks?

Best practice: ask at the start if they want separate checks. Most POS can split anytime, but it's easier to track separately from the beginning.

Can I split between gift card and credit card?

Yes, virtually all POS systems support multiple tender types. Apply gift card first, then charge remaining balance to card.

Best For

  • Restaurants
  • Bars
  • Group retail purchases
  • Events