Stripe Review
Payment infrastructure for the internet
Pros
- ✓Unified online + in-person payments
- ✓Excellent developer tools
- ✓Transparent pricing
- ✓Works with existing Stripe account
- ✓Highly customizable
Cons
- ✗Requires development work
- ✗Not a turnkey POS solution
- ✗Limited pre-built interfaces
- ✗Hardware options limited
Best For
Pricing
Standard
Pay only for transactions
- ✓2.7% + 5¢ in-person
- ✓2.9% + 30¢ online
- ✓Stripe Dashboard
- ✓API access
- ✓Pre-built reader apps
Custom
For high-volume businesses
- ✓Volume discounts
- ✓Interchange-plus available
- ✓Dedicated support
- ✓Custom integrations
- ✓SLA guarantees
Frequently Asked Questions
Is Stripe Terminal a full POS system?
No, Stripe Terminal is payment infrastructure, not a complete POS. You'll need to build or buy a POS interface that connects to Stripe. It's ideal for businesses with development resources or specific customization needs.
Can I use Stripe without coding?
For in-person payments, you'll need some integration work. However, Stripe offers pre-built reader apps and partners with POS providers. For simple needs, consider Square instead.
What hardware does Stripe offer?
Stripe offers the BBPOS WisePOS E ($249) countertop reader and Stripe Reader M2 ($59) mobile reader. Both support tap, chip, and swipe.
How does Stripe compare to Square?
Stripe is more developer-focused and customizable. Square is more turnkey. If you want a ready-to-use POS, choose Square. If you need custom integrations or already use Stripe online, Terminal makes sense.