Retail & E-commerce

Best POS Systems for Jewelry Stores

Jewelry stores handle high-value transactions requiring secure payment processing, detailed inventory tracking, and often layaway programs. The right POS manages custom orders, repairs, and consignment while protecting high-ticket sales.

Common Challenges

High-ticket transaction security
Layaway program management
Custom order tracking
Repair service billing
Consignment inventory
Appraisal documentation
Insurance requirements

Must-Have Features

  • High transaction limits
  • Layaway/payment plans
  • Detailed inventory tracking
  • Customer purchase history
  • Repair/service tickets
  • Deposit management

Nice-to-Have Features

  • Jewelry-specific inventory
  • Consignment management
  • Appraisal integration
  • CRM for occasions
  • E-commerce sync

Frequently Asked Questions

How do jewelry stores handle layaway?

Create order for full amount, collect deposit (typically 20-50%), schedule payment plan. Customer pays installments, item held until paid in full. Lightspeed and Square both support layaway workflows.

What about high-ticket transaction limits?

Standard accounts handle most jewelry sales fine. For very high-ticket items ($10k+), verify your processor's limits. Square and Stripe handle large transactions but may hold funds briefly for verification on new accounts.

Related Industries