Professional Services

Best POS Systems for Financial Advisors

Financial advisors need compliant payment solutions for advisory fees. The right system handles AUM-based billing, flat fee invoicing, and retainer payments while maintaining proper documentation for compliance.

Common Challenges

AUM-based fee calculation
Quarterly billing cycles
Compliance documentation
Client payment tracking
Professional invoice appearance
ACH for larger fees
Fee disclosure requirements

Must-Have Features

  • Professional invoicing
  • Recurring billing
  • ACH bank transfers
  • Payment documentation
  • Client records
  • Basic reporting

Nice-to-Have Features

  • Portfolio software integration
  • AUM fee calculation
  • Client portal
  • Compliance report generation
  • Automatic fee invoicing

Frequently Asked Questions

How do RIAs typically collect fees?

Most RIAs deduct fees directly from client accounts (custodian handles this). For clients paying out-of-pocket or for financial planning fees, use invoicing with ACH for lower fees.

Do I need special compliance for payment processing?

Standard payment processing doesn't require special compliance beyond your existing RIA requirements. Just ensure proper fee disclosure and documentation as required by SEC/state regulations.

Related Industries